The Khergit lancer is the mounted melee class of the Khergit Khanate in Multiplayer games. The unique option of the hafted blade gives lancers the option of a polearm that is deadly from the saddle or on foot, capable of being swung (not just thrust) while mounted unlike other polearms. Khergit lancers get uniformly decent proficiencies, and a surprisingly good athletics skill for when they must fight on foot.
As with other Khergit classes, there are some odd parts of the Khergit lancer's arsenal that seem like traps: helmets that are really downgrades from the free starting steppe cap, the steppe armor that costs you 195 denars to downgrade your torso protection for an equal amount of leg protection while increasing your encumbrance, etc. On the other hand, they seem to get a 20% discount on coursers and hunters -- although they sadly get a 20% surcharge on steppe chargers.