The Charger is the heaviest horse in the game: sky-high armor rating and hit-points, and high charge damage. If you are a heavy cavalryman, or if you like going into the fray, this is your best choice. It's very slow though, and because of this you won't be able to chase other cavalrymen effectively.
You can find this horse in both the Kingdom of Rhodoks and the Kingdom of Swadia. It is also commonly used by Swadian Knights and some Swadian lords (such as King Harlaus). Though, it is very rare to find this horse from looting, since there are usually only a few Swadian Knights in the armies of Swadian lords.
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